United Kingdom
Independent Justice

Holding Abusive Agencies Accountable - Group Litigation Across Great Britain

UKIJ is a legal action agency based in the United Kingdom, focused on coordinating group litigation and collective legal responses for citizens who have experienced unlawful, unethical, or exploitative treatment at the hands of UK-based organisations, councils, and private firms.

Our current focus includes claims against Walker Love, the British Parking Association, and XS Car Insurance, with more under review.

Cases


Featured Case: Walker Love (Scotland)

Group Legal Action in Preparation | UKIJ Actively Collating Complaints

Walker Love, a Scottish debt collection and enforcement agency, is the primary subject of our first litigation action. Based on direct reports and supporting documents, UKIJ has reason to believe that Walker Love has acted outside of ethical and possibly lawful boundaries in many cases across Scotland.

Alleged Misconduct:

  • Falsifying or inflating debt figures to intimidate individuals
  • Unlawful or incorrect address visits, with repeated harassment of third parties
  • Psychological pressure and coercion not compliant with FCA or council standards
  • Neglecting proper legal communication procedures

UKIJ has already begun:

  • Contacting individuals affected in Edinburgh, Glasgow, and across Scotland
  • Submitting formal notices and complaints to:
    • City of Edinburgh Council
    • The Local Government Ombudsman (LGO)
    • The Financial Conduct Authority (FCA)
    • The Financial Ombudsman Service (FOS)

We encourage all affected individuals to submit their case and join our action.


British Parking Association (BPA)

Status: Intake Open | Ongoing Monitoring

Repeated abuse of civil parking enforcement mechanisms.

Use of intimidating letters and threats of court action.

Unlawful charges, especially across Scotland, where many claim tickets are not legally enforceable.


XS Car Insurance (XS Direct)

Status: Initial Claims Being Collected

Using credit score threats and implied legal powers to demand questionable payments.

Alleged manipulation of accident data to avoid payouts.

Users report being tricked into payment plans or settlements with ambiguous terms.

Organisations We Support

We support the following organisations because they stand for public welfare, transparency, data fairness, and social justice:


The Alan Turing Institute

www.turing.ac.uk

Why we support them:
They lead the UK in ethical data science and AI governance. We believe in a fair, transparent digital future that protects people from data misuse-including in the enforcement and debt sectors.


Bethany Christian Trust

www.bethanychristiantrust.com

Why we support them:
A frontline homelessness service in Scotland, helping those targeted by enforcement agencies find secure housing, support, and dignity.


Simon Community Scotland

www.simonscotland.org

Why we support them:
They offer hands-on support to Scotland’s rough sleepers and at-risk individuals, many of whom are vulnerable to unfair enforcement or pressure tactics.


Police Scotland

www.scotland.police.uk

Why we support them:
We value lawful, fair policing. Police Scotland has the power and responsibility to investigate potentially criminal misconduct in enforcement and collection.


The City of Edinburgh Council

www.edinburgh.gov.uk

Why we support them:
Though we challenge some of their partnerships, we support their broader goals of public service and are actively engaging with them to report contractor misconduct.